Maryland physician home loans · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513 · mcerto@cfmtg.com
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By Mike Certo, Cornerstone First Mortgage · NMLS #260555 ·

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Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. The Maryland Loan Repayment Programs are administered by the Maryland Department of Health, not by Cornerstone; their terms, award amounts and application cycles are set by that department and change. Md. Code, Tax-Property §13-203 is quoted so you can take it to your own attorney and title company. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. This is not a commitment to lend.


Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about physician mortgage financing, not a loan commitment and not legal, tax or financial advice. The Maryland Loan Repayment Programs are administered by the Maryland Department of Health, not by Cornerstone; their terms, award amounts and application cycles are set by that department and change. Md. Code, Tax-Property §13-203 is quoted so you can take it to your own attorney and title company; whether a particular buyer qualifies as a first-time Maryland home buyer is established by a statement signed under oath, not by a lender. Figures here carry the date we verified them against primary sources. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. All loans are subject to borrower, property and program qualification.